Cashback Credit Card
SBI Cashback Card
Card
Annual Fee
₹999 + GST (waived on ₹2L+ spend/yr)
Joining Fee
₹999 + GST
The SBI Cashback Card offers a flat, uncapped-merchant 5% cashback on all online spends and 1% on offline spends, credited automatically to your statement — no reward-point conversion needed. The annual fee is waived if you cross ₹2,00,000 in spends over the preceding year, so it works out fee-free for regular online shoppers.
- 5% cashback on every eligible online transaction, any website or app
- 1% cashback on offline/in-store spends
- 1% fuel surcharge waiver on transactions between ₹500–₹3,000